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Tunity Wallet

1% of all your debit card spend goes to cancer research.

Your free Tunity Wallet comes with a virtual debit card, physical debit card, and up to 3 companion cards.

Earn 3% annual percentage yield (APY) on your wallet balance

Enroll Now
A sample screen of the Tunity Wallet app Dashboard on a phone: Available Balance, LIVE CHAT, balance tiles for the virtual and physical debit cards, gift cards and precious metals, My Sub Accounts, Send Money and Load Money with ways to send to another mobile wallet, a US bank account or any US debit card, and the bottom navigation.
A Tunity Wallet debit card, front: chip, contactless mark, DEBIT and the Visa mark.

Opportunity to Save | Opportunity to Cure

  • Questions? Call (844) 550-1806
  • No set-up or monthly fees
  • Suspend your account with one click
  • Confirm your identity with a PIN, fingerprint or iris/face scan

How it works

Open your wallet, add money, then spend or send

  1. Create your wallet

    Enroll on our website. You need your mobile number, a password, a 4-digit PIN and a security question you choose. An email address is optional.

    There are no set-up or monthly fees.

  2. Add money

    Have your payroll sent right to your debit card and get paid 2 days early.

    Also load cash through a network of over 100,000 retail locations, or load money from a bank account, credit card or debit card. You can even request funds from other users.

    You don’t need a bank account. You can add money from your pay, from a debit or credit card, or with cash at stores and ATMs that take part.

  3. Spend or send

    Pay with your debit cards in stores and online. Take out cash at ATMs.

    Send money to other Tunity wallets for FREE.

    You can also send money to over 80% of the world’s population in over 60 countries.

Send money to

  • PayPal
  • Venmo
  • Global bank accounts
  • Gift cards
  • 450,000 retail locations
  • Any US debit card
  • Your Tunity Wallet debit cards
  • Global mobile wallet accounts
  • Other Tunity Wallet users

Send money

Send money to family and friends

Send money globally in real time from your phone. Transfer money to over 60 countries.

Where your money can go

In the U.S.

  • Other Tunity walletsSend and receiveFREE
  • A U.S. bank account$1.00 per transaction
  • PayPal or Venmo$1.50
  • Any U.S. debit card$1.50

To other countries

  • Mobile wallets in other countries$2.00
  • Bank accounts in other countries$3.00
  • Cash pick-up in other countries$4.00

Sending money to another country costs $4.00 or less. Before you send, the app shows the exchange rate, the fee and how much will arrive. Load money from a U.S. bank account for $1.00 per transaction. Ask someone to pay you with Request Funds. It is FREE.

See all fees
Move money to 80% of the world’s population for a fraction of the price or even for FREE.

Debit cards

Your Visa® debit card, and cards for your family

Get a virtual card to shop online and a physical card for stores and ATMs.

A Tunity Wallet debit card, front: chip, contactless mark, DEBIT and the Visa mark.

  • Virtual debit card

    For shopping online.

  • Physical debit card

    For stores and ATMs.

  • Your pay on your card

    Your pay can go right to your card.

  • Balance in real time

    Get your balance in real time on your virtual and physical debit cards.

  • Move money back

    Move money back to your wallet at any time.

Moving money from your wallet to your own debit cards is FREE.

Cards for your family

Add up to 3 companion cards for the people you care for.

They get their own card to buy things online, use at retail, or withdraw funds at ATMs.

Monitor their transaction activity and stay in control.

Suspend your account with one click.

You can also suspend your debit card(s) in real time.

Opportunity to Save

Your wallet earns 3% APY

Keep money in your Tunity Wallet and earn 3% annual percentage yield (APY).

Mobile Wallet Funds are not FDIC insured.

FDIC insurance at a glance

Your Tunity Wallet debit cards

FDIC insured

All funds loaded to your Tunity Wallet debit cards are FDIC insured.

Sub Accounts

3% APY

Create custom sub accounts to manage your money. All balances on your sub accounts receive 3% APY.

  • No initial deposit or minimum balance needed to open your wallet
  • No set-up or monthly fees
  • Send and receive money between Tunity wallets for FREE
  • Get all your balances in one place on our mobile app, including your virtual and physical debit cards
Enroll Now

Inside the app

Take a tour of the Tunity Wallet app

Tap each part of the screen to see what it does.

A sample screen of the Tunity Wallet app Dashboard on a phone: Available Balance, LIVE CHAT, balance tiles for the virtual and physical debit cards, gift cards and precious metals, My Sub Accounts, Send Money and Load Money with ways to send to another mobile wallet, a US bank account or any US debit card, and the bottom navigation.

  1. Your Dashboard

    Your Available Balance is the first thing you see. Tap LIVE CHAT and talk to a REAL customer service rep for help.

  2. All your balances in one place

    View your primary wallet balance, virtual debit card balance, physical debit card balance, gift card balances, and investment balances all in one place.

  3. My Sub Accounts

    Organize and manage your money your way. See the total in your sub accounts at a glance.

  4. Send Money

    Send money to another mobile wallet, a U.S. bank account or any U.S. debit card. Sending to another Tunity Wallet is FREE.

  5. Load Money

    Tap Load Money to add money to your wallet.

  6. Bottom navigation

    Manage your account settings, mobile wallet, debit card, portfolio (buy and sell stocks, gold and silver), make marketplace purchases, and manage Tunity Wireless Service.

Also in the app

Check your Pending Purchases. Use Scheduled Transactions to set up payments for later.

Link an account in Linked Accounts to load from it.

Get the app

Use Tunity Wallet on your Apple device or Android device.

  • Download on the App Store
  • Get it on Google Play

In the App Store and Google Play, look for Tunity Services.

Enroll Now

More in the app

More ways to use Tunity Wallet

Illustration. Prices shown are examples, not live quotes.

Stocks, gold and silver

  • Buy and sell stocks

    Buy and sell stocks in your wallet.

  • Buy and Sell Gold and Silver

    Buy, move and sell gold and silver from your wallet.

Like all investments, there’s potential for gains and losses so take charge and decide your pace.

Not FDIC insured. Not a bank deposit. May lose value.

Virtual gift cards

Create up to 5 virtual gift cards for yourself, or send gift cards to others, and load them right from your mobile wallet. Creating a Tunity Wallet gift card is a third of the cost of buying one from a store.

Marketplace

Make everyday purchases in one online marketplace. No credit card or personal information is used to buy.

Not FDIC insured. Not a bank deposit. May lose value.

Invite friends and family

Invite friends and family to join Tunity Wallet by text or email.

Tunity Wireless Service

Phone service in the United States. Bring your own device. Plans start at $15.00 per month.

Phone plans

Unlimited Talk & Text

  • 2 GB$15
  • 5 GB$25
  • 15 GB$40
  • 40 GB$55

per month

2 days earlier

A young woman smiling at her phone, holding a card, on a sofa at home.

Paid through work

Get your pay on your Tunity Wallet debit card

  • Your pay can go right to your card.
  • Get paid 2 days earlier and secure your money.
  • Once you receive your debit card, we help you fill out the direct deposit form, and we even email it or print it for your employer.
  • Loading money through your employer is FREE.
Enroll Now

Are you an employer and want to use Tunity Wallet to freely pay your employees?

Call us at (844) 550-1806 or email [email protected].

Our cause

Opportunity to Cure

1% of all your debit card spend goes to cancer research.

Tunity began in 2017 to help find a cure.

The more you use your debit card, the more you save for a cure.

You can also donate directly to the Tunity Foundation, a 501(c)(3) nonprofit, to increase your personal impact.

Your impact on cancer research

$5.00 a month$60.00 a year

Opportunity to Save | Opportunity to Cure

Enroll Now
An older couple, cheek to cheek, smiling at one phone.

Safety

Safe and private

  • Only you get in

    Confirm your identity with a PIN, fingerprint or iris/face scan.

  • Your PIN and question

    Make a 4-digit PIN. Add your own security question, so we know it is you when you call.

  • Encrypted

    The app uses end-to-end encryption.

  • Stop it fast

    Suspend your account with one click.

    You can also suspend your debit card(s) in real time.

Your privacy

We keep your sensitive financial information private.

Read our Privacy Policy (PDF) (opens in a new tab)

How much are the Tunity Mobile Wallet Fees?

TransactionCost
Load funds from any U.S. checking/savings account$1.00 per transaction
Transfer funds to any U.S. checking/savings account$1.00 per transaction
Load funds from a credit card (limit of $250 per individual load)5% of transaction
Transfer funds to/from one mWallet user to anotherFREE
Transfer funds to Virtual, Physical, Companion Debit CardFREE
Request Funds / Micro Payments Merchant ProcessingFREE

Truth In Saving Disclosure

Initial Deposit and Balance
There is no initial deposit or minimum balance required to open this Account.
Annual Percentage Yield ("APY")
3.00%
ATM Fees (domestic or international)
Tunity Wallet Transaction Fee $1.50 and ATM provider may charge a separate fee.
Foreign Exchange Fee
3.00%
Debit Card Shipping
$6.99
Additional Fee Disclosure
You may be responsible for transaction fees for other services available within the Platform.
US & International Pin Transaction
$.50

APY is correct as of today's date, but is subject to change at any time.

Help

Talk to a person

Call, email or chat with us.

Call us

(844) 550-1806

You can also send a help ticket in the app.

Our support team is here 24 hours a day, 7 days a week, 365 days a year.

Think your wallet or PIN was lost or stolen? Call us right away at (844) 550-1806.

Call us too if you think someone moved money without your permission.

  • Keep your PIN, user ID and password safe.
  • Never put a password, PIN, account number or one-time code in an email.
  • Never share your password, PIN or one-time code, and never let anyone control your phone.

Questions

Questions people ask

Is Tunity Wallet a bank?

No. Tunity Wallet is a financial technology company, not a bank.

What does it cost?

There are no set-up or monthly fees.

Some ways to move money have a fee. For example, loading from a U.S. bank account costs $1.00 per transaction.

See the fees
Is my money insured?

All funds loaded to your Tunity Wallet debit cards are FDIC insured.

Mobile Wallet Funds are not FDIC insured.

Read the note at the foot of this page
Do I need a bank account?

No. You can add money from your pay, from a debit or credit card, or with cash at stores and ATMs that take part.

What ID do I need?

When you open an account, we ask for your name, address, date of birth and other details.

We may also ask to see your driver’s license or other ID.

If you want a balance over $500, we also ask for your social security number or country identification number.

Can I buy and sell stocks?

Yes. You can buy and sell stocks in your wallet.

Like all investments, there’s potential for gains and losses so take charge and decide your pace.

Not FDIC insured. Not a bank deposit. May lose value.

What can I do in the app?

See your balance and sort money into sub accounts.

Load, send and request funds, move money globally, and pay bills and invoices.

You can also shop in the Marketplace.

Take the app tour

Open your Tunity Wallet account

Create your free Tunity Wallet. There are no set-up or monthly fees.

Opportunity to Save | Opportunity to Cure

Enroll NowSign In
Questions? Call (844) 550-1806